It’s your mortgage. Use it.
Why refinancing might be
right for you.
There are a lot of reasons people choose to refinance and a lot of ways to get it done.
Take a look and see which applies to you.
Take a look and see which applies to you.
Pay off mortgage faster
Lower Monthly Payments
Put more money in your pocket for other needs like your kid’s college tuition or a trip to the Grand Canyon
Consolidate dept
Lower Monthly Payments
Put more money in your pocket for other needs like your kid’s college tuition or a trip to the Grand Canyon
Take cash out of your home
Lower Monthly Payments
Put more money in your pocket for other needs like your kid’s college tuition or a trip to the Grand Canyon
ElIminate PMI
Lower Monthly Payments
Put more money in your pocket for other needs like your kid’s college tuition or a trip to the Grand Canyon
Your next chapter starts here -
get a free estimate.
Let our calculator crunch the numbers to give you an idea if refinancing
makes sense, and when you’re done, call us. We’ll give you a
custom quote for free.
You tell us why and we'll show you how.
We know you have questions: Will I be qualified? How long will it take to close? With nearly 20 years of helping buyers get into their first homes, we’re here with answers.
Explore all the loans we provide
FHA loan
Conventional loan
VA loan
USDA RD loan
Need help with your application?
We know you have questions: Will I be qualified? How long will it take to close? With nearly 20 years of helping buyers get into their first homes, we’re here with answers.
Dream a little, or crunch
Your buying journey starts here! Get a free estimate on your monthly payment before you make an offer.
Did we miss anything?
Have questions? Check out some of our common questions, because you’re not supposed to be a mortgage expert.
Why Refinance?
In 2019, The Federal Reserve lowered interest rates twice by about a quarter — it’s the first time they have lowered rates since 2008. For some homeowners, this can mean a more advantageous rate with refinancing. Talk to a home refinancing company such as Assurance Financial to find out whether refinancing is right for you.
We see ourselves as advisors who help veterans, first-time homeowners, families, downsizers and others get refinancing that suits their lifestyles and needs. We’re an independent company, and we won’t pass your personal information and loan around to third parties. What’s more, we offer a simple application process that you can complete online or in person in as little as 15 minutes.
We see ourselves as advisors who help veterans, first-time homeowners, families, downsizers and others get refinancing that suits their lifestyles and needs. We’re an independent company, and we won’t pass your personal information and loan around to third parties. What’s more, we offer a simple application process that you can complete online or in person in as little as 15 minutes.
What Does It Mean to Refinance Your Home?
Refinancing simply means finding a new mortgage loan for your existing property.
When you refinance, you often look for a lower interest rate than you initially had on
your home, or you may want a shorter loan term. In order to refinance, you pay off the
existing loan and take out a new one.
When you refinance, you often look for a lower interest rate than you initially had on
your home, or you may want a shorter loan term. In order to refinance, you pay off the
existing loan and take out a new one.
A home title search
Appraisal
Application fees
Either way, the process will be simple. Fill out a full application, and our team will
handle processing, including appraisal, underwriting and approval.
Once we’re done, your loan will be closed and funded, allowing you to enjoy
the benefits of refinancing Applying to refinance your loan is simpler than you may think.
Assurance Financial is the advisor who can help you every step of the way,
and we offer two ways for you to apply:
handle processing, including appraisal, underwriting and approval.
Once we’re done, your loan will be closed and funded, allowing you to enjoy
the benefits of refinancing Applying to refinance your loan is simpler than you may think.
Assurance Financial is the advisor who can help you every step of the way,
and we offer two ways for you to apply:
Apply online with Abby
Just fill out the online application in 15 minutes. You’ll sign
into your payroll platforms and bank accounts to verify your
assets and income so that you don’t need to fax.
into your payroll platforms and bank accounts to verify your
assets and income so that you don’t need to fax.
Apply with a person
Apply with a person: Assurance Financial has licensed experts in 28 states
in case you prefer to refinance with a live person who
can guide you to the right solution for your needs.
in case you prefer to refinance with a live person who
can guide you to the right solution for your needs.
Pull equity from the home
Pull equity from the home: Has the value of your house increased
since you bought it? If so, you may be able to pull out
some of that money when you refinance.
since you bought it? If so, you may be able to pull out
some of that money when you refinance.